Volkswagen polo

Volkswagen Choice

Forward Thinking Finance

Looking for car finance with a difference? Volkswagen Choice^ lets you choose the car that you love, select a finance option that suits you, and also enjoy the added benefit of guaranteeing the minimum value that your vehicle will be worth at the end of the term. Without having to worry about what the future will bring, Volkswagen Choice^ is the flexible finance solution that helps you sleep easy at night.

Tailored to You

Volkswagen Choice^ is personally tailored to your situation and needs. The journey starts when you select your preferred Volkswagen. Next, you nominate the kilometres you’re likely to travel and choose a term that works for you. Then you can place a deposit if you would like and you’ll be on your way. Based on your choices, the Guaranteed Future Value^ of your car is calculated.

At the end of your contract term, your options are flexible and what you do next is up to you.

Your End of Term Options

Simply trade in your current vehicle for a brand new one to continue your journey with Volkswagen Financial Services.

Fallen in love with your car? Then you can purchase your car outright by paying the Guaranteed Future Value^ amount with cash or by refinancing.

Return your vehicle in an acceptable condition and within your km limit to your Volkswagen dealership and we’ll pay you the Guaranteed Future Value amount^!


To protect your guaranteed minimum future value, your Volkswagen must be in an acceptable condition when you return it to us, and be within your stipulated kilometre limit. While we understand that some reasonable fair wear and tear from everyday use is unavoidable, it needs to remain within the limits set in your contract. Download our Fair Wear and Tear guide for more information.

Peace of Mind

By locking in your Volkswagen’s Guaranteed Future Value^ today, you can have the peace of mind of knowing the minimum price that your car be worth at the end of your contract. Better yet, should the value of your car exceed the Guaranteed Future Value amount^ at the end of the term, then that extra money can go towards your next Volkswagen.

^The Volkswagen Choice Program consists of an option to require Volkswagen Financial Services (VFS)** to purchase your vehicle at the end of your VFS** Chattel Mortgage or Consumer Loan for a value (known as the Guaranteed Future Value) determined by VFS** and set out in your contract. The Guaranteed Future Value (GFV) is not a representation by VFS as to the likely market value of your vehicle as at the end of your contract. The option is available on new and demonstrator Volkswagen vehicles for selected models only. Please verify with your dealership vehicles that are eligible for the program. If vehicles are not returned in an acceptable condition, as defined in the terms and conditions or exceed kilometre restrictions the GFV will be reduced. See the Volkswagen Choice Fair Wear and Tear Guide, downloadable on this page, for more information on the required conditions and circumstances. The cost of the Volkswagen Choice Program is incorporated into the applicable interest rate. Please read the full terms and conditions. Please consider whether these products and services are appropriate for your circumstances. Before acting on any of the information on this page, please seek independent financial and tax advice. Full terms and conditions are available upon application. Available only to approved applicants of VFS**. Subject to credit assessment. Fees and charges apply. Fleet, government, rental buyers, hire car and chauffeur companies are excluded. Available at participating Volkswagen dealers.

** Volkswagen Financial Services is a trading name of Volkswagen Financial Services Australia Pty Limited ABN 20 097 071 460. Australian Credit Licence 389344.

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